payments FINANCIAL INTELLIGENCE

See what disorganized credentialing is actually costing your agency.

The biggest cost isn't the credential itself. It's the 3–5 days of administrative chaos between "hired" and "cleared to work." Enter your agency profile to see your personalized estimate.

View ROI Model
Manual Flow
10-14 Days

Administrative friction points

Admin Delay Eliminated
3–5 Days

Administrative chaos removed

ROI calculator

See exactly what credential delays are costing your agency

Most of that 10–14 day window is background checks and TB tests you can't speed up. But 3–5 days of it is pure administrative delay: assembling paperwork, chasing signatures, and waiting on sign-off. That's the part Stewardly eliminates today. Enter your agency details below to see your personalized estimate.

Conservative estimates only, based on what Stewardly actually automates today

Your agency profile

30

Drives staff time cost. Larger rosters require significantly more manual tracking hours per week.

20

Home care agencies average 40–60% annual caregiver turnover. A 30-person agency typically hires 15–25 new aides per year.

$200

PA Medicaid reimbursement for HHA services typically runs $140–$240/day. Private-pay rates are higher.

1.5

PA agencies using manual credential tracking average 1–3 credential-related deficiencies per CMS survey cycle.

Stewardly plan (founding rate, locked for life)

trending_up

Estimated Annual Net Gain

$0
stars 0 : 1 return

Recovered Billing

$0

Based on 4 days saved per hire

Survey Deficiency Savings

$0

Eliminated CMS penalty risks

Staff Time Recovered

$0

Manual tracking hours eliminated

Days Saved Per Hire

3–5 Days

Admin delay removed per hire

Total Annual Value Delivered:
$0
Stewardly Annual Cost:
$0
Your Net Annual Gain:
$0

How we calculate this

Manual onboarding time (industry average) 10–14 days per new hire
Of that: administrative assembly, review, and sign-off delay (what Stewardly removes) 3–5 days
Background check and TB test turnaround (unchanged by Stewardly) 5–9 days
Billable days recovered per hire 4 days × 20 hires = 80 days recovered
Daily billable revenue per caregiver $200/day
Average deficiency remediation cost (CMS data) $11,500 avg. ($8K–$15K range)
Compliance director hours on manual tracking 11.0 hrs/wk at $38/hr (30 caregivers)
Adjusted deficiency exposure for your agency 1.5 deficiencies × $11,500 = $17,250
Annual staff time cost recovered $21,736/yr
Coming in Year 2: Automated PA CNA registry verification and a portable caregiver credential wallet, where aides upload their documents once and share them instantly with any agency. When live, these features will reduce total onboarding time to under 48 hours for pre-credentialed caregivers, and the billing recovery figure above will increase significantly.

Sources: Administrative delay estimate: Stewardly customer discovery interviews, 2025 (5 PA agencies). Background check turnaround: PA State Police PATCH system (2–5 business days), FBI fingerprinting (3–10 days); TB test results: 48–72 hours read time. Deficiency cost range: CMS Civil Monetary Penalty data 2023–2024 and HHA survey remediation benchmarks. Staff time savings: 5-agency discovery interview average at 30-caregiver baseline (11 hrs/wk · $38/hr); scaled linearly with roster size. Survey deficiency risk scaled with a 30% proportional adjustment above the 30-caregiver baseline. Compliance director hourly rate: BLS Occupational Employment Statistics 2024.

CRITICAL RISK FACTOR

Manual systems average 1.8 deficiencies per CMS cycle.

Survey Deficiency Protection

CMS survey deficiencies aren't just marks on a record; they are financial anchors. Each deficiency costs between $8,000 and $15,000 in fines and remediation efforts.

Standard Risk
$30,000

Average bi-annual exposure

Stewardly Shield
$0

Deficiency elimination guarantee

"Stewardly's Digital Passport ensures every caregiver file is audit-ready 24/7/365, effectively removing the $16k-$30k risk per cycle."

Stop the Revenue Leak Today.

No credit card required for initial ROI assessment.